Ten Questions You Should Ask YOUR Financial Advisor

  1. Are your services truly comprehensive in all areas of life event planning, or are you just an investment broker?
  2. Are you a captive agent, or an independent advisor? Are your offerings narrow in scope (proprietary), or broad-based so I am assured best-in-class?
  3. Are you a Certified Financial Fiduciary® thru the NACFF? What licenses, certifications, and/or other credentials do you have, and years of experience? Do you adhere to the BIC standard (Best Interest Contracts)? 
  4. What makes your client experience unique, and how are you different from other advisors? How often can I expect to hear from you?
  5. How do you get paid?  What other expenses might I incur?
  6. What are your investment management, financial planning, and retirement income philosophies?
  7. Do you have a Client Bill of Rights? 
  8. How will you help me balance the trade-off between paying down my debt and planning for my future? What is your process for doing this and how can I monitor my progress?
  9. How do you define risk, and how does that definition help me set realistic expectations?
  10. Are you well-versed in Retirement Distribution Strategies to ensure a reliable future income stream? 

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